MoneyTool – Budget Tracker

In-app purchases
66 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

MoneyTool is the simplest way to track your finances, grow your wealth, and stay 100% private.

Whether you're budgeting smarter, building an emergency fund, or planning retirement — MoneyTool gives you financial clarity in minutes. No sign-up. No ads. No data tracking. Just real control.

💰 TRACK EVERYTHING
Track your expenses, income, savings, investments, and net worth in one place.
Visualize your cash flow with clean, easy charts.

📊 BUDGET WITH CONFIDENCE
Set monthly budgets, control your spending, and stay on top of your financial goals.
No more end-of-month surprises.

🔮 PLAN YOUR FUTURE
Use smart tools to plan ahead:
Emergency Fund Calculator – Know how long your money will last
Goal Tracker – See exactly when you’ll reach savings targets
Retirement Planner – Find your financial freedom date

📈 GROW YOUR WEALTH
Track stocks, crypto, and investments effortlessly.
Your complete portfolio, in your pocket.

🔒 100% PRIVATE
No logins
No cloud
No tracking
Everything stays on your device.

⚙️ BUILT FOR YOU
Custom categories, icons & themes
Multi-currency support
Simple import & export
Works fully offline

Start your journey to financial clarity today.
Try MoneyTool free — upgrade anytime. No pressure, no data games.
Track spending, build wealth & stay private. No logins or ads.
Updated on
Oct 4, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Financial info and Device or other IDs
  • Data is encrypted in transit

Ratings and reviews

63 reviews
KM
March 18, 2025
I’ve been using MoneyTool for a little over a week now, and it’s been great. At first, I had a small issue with importing transactions, but after adjusting the format, it worked perfectly. The app is clean, ad-free, and keeps all data private, which I really appreciate. Tracking expenses is effortless, and the dashboard provides valuable insights into net worth, budgets, and the safety fund. Definitely worth trying!!
29 people found this review helpful
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CodeFX.
June 9, 2025
Hi there, Thank you so much for your kind and detailed review! We're really happy to hear that MoneyTool is helping you manage your finances so well. And yes, privacy and a clean experience are really important to us too! If you ever have suggestions or questions, we’d love to hear from you. Thanks again for your support!
yaphing
June 24, 2025
Tried it for the first time on my holiday. It was very helpful to help me not overspend and keep track of the spending. Normally, I just spend money on a Holliday without much care because it's Holliday, and we need to enjoy it, ending up spending too much on useless stuff. This app gave me a clear list of my expenses. I ended up with less useless stuff and my holiday was very enjoyable.
22 people found this review helpful
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CodeFX.
June 25, 2025
Wow, thank you so much! We're really happy to hear the app helped make your holiday both fun and financially stress-free. It's awesome that you could enjoy without the guilt of overspending. Hope it becomes your go-to for every trip!
GORI MOHAMED
December 16, 2025
need sometime to go through the app. it immediately is asking to go for pro. unable to edit categories. credit card payment and credit card repayment are clubbed together. hence it shows more expenses
29 people found this review helpful
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CodeFX.
December 22, 2025
Thanks for trying the app. You can actually use the app for free without Pro. For the categories, you can edit them in the Settings menu. Also, about credit card payments: you can actually separate them. If you would like to have a detailed explanation, you can send me an email to info@themoneytool.com. Or if you have more feedback. Happy to help!

What’s new

New in this version:
- Bugfixes and improvements

If you’re enjoying MoneyTool, feel free to leave a review in the Play Store! It really helps and motivates us to keep improving.